Recovery is possible. We are open 24/7. (866) 242-3814

How to Pay for Detox and Rehab in North Carolina

Medically Verified: 2/1/24

Medical Reviewer

Chief Editor

All of the information on this page has been reviewed and verified by a certified addiction professional.

Those living with addiction, and the people around them, understand that addiction is a severe, complex condition. Addiction can negatively impact all parts of a person’s life, from mental and physical health to relationships and opportunities. Addiction prevents people from being healthy parents, students, or workers and often keeps people from even meeting their own basic needs. Substance abuse and addiction can lead to significant legal and financial trouble without treatment. Sometimes, it can cause life-threatening complications, including accidents, chronic health conditions, and overdose.

With so many negative consequences of addiction, it might be hard to imagine people wouldn’t want to seek treatment as quickly as possible. So, what prevents people from getting the help they need to overcome their addiction?

There are many reasons people may not seek substance abuse treatment. They may worry about the stigma of addiction or believe they’ll lose their job. Some may worry about the impact rehab will have on their relationships. Others may be in denial about the severity of their addiction and fail to see that they need professional help.

But one of the most common reasons people avoid rehab is a concern about paying for it. For many, the price tag of detox and rehab makes treatment seem out of reach. But there are many ways to pay for detox and rehab. Knowing some of the ways to pay for rehab may help you feel confident about getting the care you need.

What Factors Affect How Much People Pay for Detox and Rehab?

Several factors can change what people pay for detox and rehab. These factors include:

  • The level of care you require
  • The severity of your addiction
  • The length of the detox and treatment program
  • The location of the facility
  • The number of participants in the program
  • The amenities and services offered
  • Needing additional medical or mental health treatment

Treatment teams tailor substance abuse treatment plans to meet the needs of each patient so to help them reach their unique goals. It’s nearly impossible to say precisely how much each person will pay for rehab. But there are some general rules of thumb you can consider when choosing an addiction treatment program.

  • Inpatient and residential treatment is often more expensive than outpatient care
  • Small, private facilities may cost more than larger treatment centers
  • Luxury rehab centers are often more expensive than standard treatment facilities

Before beginning treatment, a doctor or addiction specialist will assess your needs and recommend a level of care or type of treatment. You will then be able to search for a treatment center that meets your needs and fits your budget.

How to Use Your Health Insurance to Pay for Detox Rehab in North Carolina

The Affordable Care Act (ACA) is legislation that requires private and public health insurance plans to cover all or part of the cost of addiction and mental health treatment. While in rehab, your employer must also maintain your health insurance coverage, meaning you will not lose your insurance while taking a leave of absence.

Each healthcare plan is different, so it’s crucial to check the details of your plan before beginning treatment. You may do this by calling the number on the back of your insurance card or searching for in-network treatment programs on your insurance company’s website. You may also reach out to the admissions staff at your treatment facility to request help. Knowing that you may use your health insurance to pay for rehab in North Carolina may help you feel confident when seeking treatment.

How Can I Pay for Detox and Rehab in North Carolina Without Health Insurance?

If you do not have health insurance, you can still get the high-quality, comprehensive addiction treatment you need. There are several ways to pay for detox and rehab, even if you do not have current healthcare coverage.

  1. Sign up for Medicare. The insurance specialists at your treatment facility can assist you in signing up for Medicare if you meet the eligibility requirements. If you are not eligible for Medicare, the admissions staff may be able to connect you to other state insurance plans and resources.
  2. Make a payment plan. Many treatment facilities offer sliding scale fees or allow people to work out a payment plan. Paying smaller amounts over months or years may help make it possible to pay for rehab, even without having insurance coverage.
  3. Borrow from your 401(k) or home equity. Borrowing from your 401(k) lets you pay for the addiction treatment you need now without taking on additional debt.
  4. Ask friends and family to help you pay for rehab. In some cases, family members and friends are able–and willing–to help pay for detox. You may ask in person or set up a crowdfunding site to help you raise the money to pay for rehab.

While it can seem overwhelming to think of how you will pay for rehab, it is essential to remember the immense cost of drug and alcohol addiction. The costs of addiction aren’t measured only in dollars but in lost memories, strained relationships, and missed opportunities.

Find Help Now

There are many ways to pay for the treatment you deserve, and cost should never stop you from getting care. Let the specialists at Charlotte North Carolina Detox help you discover your options. Reach out to our caring staff for more information on starting treatment. You can’t afford to be addicted another day.